While there are rare exceptions to this, most premises liability lawsuits or settlement demands involve you seeking financial compensation not from the landowner responsible for your injuries but rather their insurance provider(s). Unfortunately, in most cases, injured plaintiffs must challenge massive corporations that possess substantial financial resources and extensive experience manipulating legal procedures and misrepresenting facts to protect their financial interests. A seasoned premises liability attorney could provide valuable guidance at every stage of your personal injury claim. We are here to help you avoid strategic mistakes and assert your rights when talking to insurance companies in Lake County premises liability cases. In the meantime, consider the tips in this article when interacting with insurance adjusters to improve your chances of securing a favorable outcome from your claim.
Always Be Truthful When Answering Questions
Being honest should be your top priority when speaking with insurance companies about a premises liability claim in Lake County. Even a slight exaggeration may prompt the insurer to view your entire claim as dishonest and decide to deny most or all of the compensation to which you would otherwise have been entitled.
Avoid Volunteering Extra Information
You should also focus on providing simple and direct answers to insurance adjusters’ questions when speaking with them, as they often scrutinize every detail when evaluating Lake County premises liability claims. You should provide only the information they specifically ask for without adding details or speculating about anything. In particular, avoid admitting fault for your accident or suggesting that you might be responsible, as insurers may use those statements against you.
Be Careful About Accepting Initial Settlement Offers
Sometimes, insurance companies in Lake County offer a cash settlement very early in the premises liability case process, potentially even immediately after you speak with an adjuster about your claim. While accepting this settlement may be appropriate in some cases, you should understand that insurers often intend these early offers to undervalue your claim and discourage you from pursuing the full amount of compensation you deserve.
What Are Your Rights Regarding Recorded Statements?
One last thing to remember when it comes to conversations with insurance adjusters regarding Lake County property injury claims is that state law does not obligate you to make a recorded statement to an insurance company under any circumstances, and you do not need to consent to recording any statements you provide. Insurance companies often try to imply that your refusal to give a recorded statement will hurt your case, especially if you do not have legal counsel supporting you and helping you enforce your rights.
Consult a Lake County Attorney About Talking to Insurance Companies in Premises Liability Cases
Even if you are aware of every deceptive tactic insurance companies use, neutralizing them during settlement negotiations can be challenging without support. Fortunately, the experienced legal professionals at Largey Law Firm are ready to help. We could offer personalized guidance through each stage of your claim.
If you have questions about talking to insurance companies in Lake County premises liability cases, our team could provide answers during a confidential consultation. Call today to schedule yours.
