When you are involved in a serious car accident, you are likely facing medical bills, lost wages, mental anguish, or pain and suffering. When your injuries are severe, you might even require rehabilitation treatment or need to pay for in-home medical care to help you complete everyday tasks.
Carrying the burden of these expenses is not something you should have to do when you are in pain—especially when another person is the reason for your accident. To learn more about recoverable damages after a car accident in Mount Dora, call our legal team. Our knowledgeable motor vehicle collision attorneys understand insurance companies and will work to get you the best case outcome possible.
Insurance Coverage After a Motor Vehicle Collision
Several forms of compensation could be available to a driver after being hurt in a Mount Dora vehicle accident. The injured driver can recover these damages through their own insurance, the at-fault driver’s insurance, or a civil lawsuit.
In Florida, anyone who has car insurance must legally have personal injury protection (PIP) insurance, which covers 80% of the policyholder’s medical bills up to $10,000 as long as it is within 14 days of the car crash. If the injured person fails to seek treatment within 14 days of the accident, the PIP coverage only covers $2,500 of their medical expenses.
While other types of coverage are optional, many policies include uninsured motorist coverage wherein the insurance company will protect them if they are injured and the at-fault driver does not have enough insurance to cover their injuries or if they do not have insurance at all.
When the other driver is liable for the injured person’s harm, their insurance will cover medical expenses as well as pain and suffering. Additionally, any injured driver who has substantial property damage can seek reimbursement from their own insurance or the responsible party’s insurance company.
Economic Damages in a Car Wreck Claim
When filing a lawsuit, the injured driver, with the help of their attorney in Mount Dora, can seek reimbursement for economic losses. These damages are easily measurable and cover a wide range of losses, such as payments for medical bills, rehabilitation costs, in-home aid costs, or property damage. Property damage might include a destroyed laptop, tablet, phone, or car seat.
Often, the injured person can recover the wages they lost due to their injury. They can also recover costs of trips to and from doctor’s visits for injuries related to the car wreck. To prove these damages in a settlement demand or lawsuit, the claimant can use receipts or bills.
Non-economic Damages in Car Wreck Claims
Non-economic compensation accounts for losses that are harder to measure, such as pain and suffering or mental anguish experienced in the auto accident. Similarly, in a case where someone’s wife is injured in a car crash, and she can no longer complete the household tasks she once could, the husband could collect damages for loss of consortium.
The claimant could also demand compensation for loss of enjoyment of life. These damages are common in cases where the injured party likes to run or play sports, and they can no longer do those activities without experiencing pain.
When Can an Injured Person Recover Punitive Damages?
While the court rarely awards punitive damages to plaintiffs injured in car wrecks, it is still possible to recover this type of compensation in Mount Dora. For example, when a drunk driver injures someone by causing a car crash, the court might consider the driver’s behavior especially egregious and award the injured person substantial restitution to deter the driver’s negligent behavior in the future.
Learn More About Recoverable Damages After a Car Accident by Calling an Attorney in Mount Dora
After a car wreck caused by a negligent motorist, your expenses are probably overwhelming. You should not have to be the one to pay for another person’s poor judgment.
When you need help recovering compensation from the person who hurt you, call a dedicated legal representative. Our attorneys know how to recover damages after car accidents in Mount Dora and could fight to get you the compensation you deserve. Call today to schedule a consultation.
